Year of establishment :1958
Names of villages covered :Nadsalu, Hejamadi, Palimar, Thenka Yermal, Nandikoor, Padebettu
President
Vice President
C.E.O
I.Deposits
SL NO | Deposit type | Term | Interest rate |
1 | Fixed deposit |
46 days to 90 days |
4.25 % |
|
91 days to 180 days |
5.25% | |
|
181 days to within one year |
6.25% | |
|
1 year to within 2 year |
8.5% | |
|
2 year to within 3 year |
8.25% | |
|
Above 3 year |
8% | |
|
Additional 0.5% for senior citizen, x- service man and Institution |
||
2. | Saving Account |
4% |
|
3. | Recurring Deposit |
7.75% |
|
4. | Cumulative Deposit |
7.75% |
|
5 | Janapriya cash Certificate |
The sum doubles for seven years and five months |
|
6 | Day deposit |
1.5% |
II.Loans
Sl No. | Loan Types | Interest Rate |
1 | MKCC LOAN |
0 |
2 | MKCC DAIRY LOAN |
0 |
3 | MTAP LOAN |
3% |
4 | HOUSING LOAN |
11% |
5 | MTNAP LOAN |
12% |
6 | LTNAP LOAN |
13% |
7 | VEHICLE LOAN |
11.5% |
8 | OP PIGMI LOAN |
15.5% |
9 | OTHER PERSONAL LOAN |
14% |
10 | SALARY BASED LOAN |
14% |
11 | SHG GROUP LOAN |
11.50% |
12 | JEWEL LOAN |
14% |
13 | CASH CREDIT LOAN |
12% |
14 | DEPOSIT LOAN |
2% additional on FD rate of interest |
15 | LOAN FOR HOUSING APPLIANCES |
14% |
16 | STAFF LOAN |
10.5% |
17 | EDUCATION LOAN |
10.1% |
18 | LOAN ON GOVT SECURITY |
14% |
1 | Number Of Members |
12,207 |
2 | Share Capital |
1,70,14,456/- |
3 | Deposit |
118,84,78,317/- |
4 | Loans to members |
81,80,49,189/- |
5 | Reserve |
1,95,94,157.32/- |
6 | Funds |
11,75,74,784/- |
7 | Borrowings from DCC bank |
0 |
8 | Net Profit 2022-23 |
1,47,55,999.73/- |
9 | Audit classification |
A |
“Sahakara Sangama” Head Office
Padub idri Co-Operative Agricultural Society (N)
Padubidri, Kaup Taluk, Udupi Dist – 574111
1. Main Branch Padubidri – 9141081623 |
2. City Branch Padubidri - 9448860584 |
3. Hejamady Branch – 9448835613 |
4. Palimar Branch – 9448843571 |
5. Thenka yermal - 9448848631 |