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PADUBIDRI CO - OPERATIVE AGRICULTURAL SOCIETY (N.)

Year of establishment :1958
Names of villages covered :Nadsalu, Hejamadi, Palimar, Thenka Yermal, Nandikoor, Padebettu

Board of Directors


Sri. Y. Sudeer Kumar

President

Sri. Gururaj Poojary

Vice President

Smt. Nishmitha P. H

C.E.O

Directors

Sri. Rasul Y.G.
    Sri. Girish Palimar
    Sri. Shivarama N. Shetty
    Sri. Vasudeva Devadiga
    Sri. Yashavanth P.B.
    Sri. Rajaram Rao
    Sri. Madhava Acharya
    Sri. Stayne Codres
    Smt. Sucharitha L. Ameen
    Smt. Kusuma M. Karkera
    Smt. Kanchana
    Sri. Balagopala Ballal
(CO OPT. SCDCC Bank LTD)

Deposit Schemes


  1. Saving Deposit
  2. Fixed Deposit
  3. Reccuring Deposit
  4. Daily Deposit
  5. Cumulative Deposit
  6. Janapriya Cash Certificate

Loan Schemes  


  1. MKCC Loan
  2. MKCC Dairy Loan
  3. MTAP Loan
  4. Housing Loan
  5. MTNAP Loan
  6. LTNAP Loan
  7. Vehicle Loan
  8. OP Pigmi Loan
  9. Other Personal Loan
  10. Salary Based Loan
  11. Shg Group Loan
  12. Jewel Loan
  13. Cash Credit Loan
  14. Deposit Loan
  15. Loan For Housing Appliances
  16. Staff Loan
  17. Education Loan
  18. Loan On Govt Security

Interest Rate


I.Deposits

SL NO Deposit type Term Interest rate
1

 Fixed deposit

 46 days to 90 days

4.25 %
 

 

 91 days to 180 days

5.25%
 

 

 181 days to within one year

6.25%
 

 

 1 year to within 2 year

8.5%
 

 

 2 year to within 3 year

8.25%
 

 

 Above 3 year

8%
 

 

 Additional 0.5% for senior citizen, x- service man and Institution

2.

 Saving Account

 4%

3.

 Recurring Deposit

 7.75%

4.

 Cumulative Deposit

 7.75%

5

 Janapriya cash Certificate

 The sum doubles for seven years and five months

6

 Day deposit

 1.5%

II.Loans

Sl No. Loan Types Interest Rate
1

 MKCC LOAN

0
2

 MKCC DAIRY LOAN

0
3

 MTAP LOAN

3%
4

 HOUSING LOAN

11%
5

 MTNAP LOAN

12%
6

 LTNAP LOAN

13%
7

 VEHICLE LOAN

11.5%
8

 OP PIGMI LOAN

15.5%
9

 OTHER PERSONAL LOAN

14%
10

 SALARY BASED LOAN

14%
11

 SHG GROUP LOAN

11.50%
12

 JEWEL LOAN

14%
13

 CASH CREDIT LOAN

12%
14

 DEPOSIT LOAN

2% additional on FD rate of interest
15

 LOAN FOR HOUSING APPLIANCES

14%
16

 STAFF LOAN

10.5%
17

 EDUCATION LOAN

10.1%
18

 LOAN ON GOVT SECURITY

14%

 

Facilities and Services


  • Ration shop
  • Locker facility
  • NEFT/ RTGS facility
  • Fertilizer and Pesticide distribution
  • Agricultural equipment store
  • E- Stamp
  • Gold purity testing
  • Fishing kerosene distribution
  • A/C and Non A/c hall facility

Statistical data


1

Number Of Members

12,207

2

Share Capital

1,70,14,456/-

3

Deposit

118,84,78,317/-

4

Loans to members

81,80,49,189/-

5

Reserve

1,95,94,157.32/-

6

Funds

11,75,74,784/-

7

Borrowings from DCC bank

0

8

Net Profit 2022-23

1,47,55,999.73/-

9

Audit classification

A

Contact Details


Head Office

“Sahakara Sangama” Head Office
Padub idri Co-Operative Agricultural Society (N)
Padubidri, Kaup Taluk, Udupi Dist – 574111

Ph: 9141081723

Branches

  • 1. Main Branch Padubidri – 9141081623

    2. City Branch Padubidri - 9448860584

    3. Hejamady Branch – 9448835613

    4. Palimar Branch – 9448843571

    5. Thenka yermal - 9448848631